Investing

What is investing?

Saving is not enough to beat inflation. Discover why Singaporeans invest, how risk and return are linked, and what separates smart investing from costly speculation.

An introduction to types of investments

Shares, bonds, unit trusts, ETFs, REITs—the options are plentiful. Get a clear-eyed overview of every major investment product available in Singapore before committing a cent.

A step-by-step guide to start trading

Tempted to start investing in securities but don't know where to begin? Learn about opening a brokerage account, placing orders, understanding transaction costs, and investing responsibly.

Managing investment risk

Higher returns always come with higher risk—but which risks are you actually taking? Understand market, credit, liquidity, and currency risk before building your Singapore portfolio.

Putting together an investment portfolio

A good portfolio doesn’t manage itself. Learn how to diversify, allocate assets, rebalance strategically, and keep your Singapore investments aligned with your real financial goals.

What you need to know to take care of your investment portfolio

Buying investments is the easy part—maintaining them is what most investors find challenging. Learn to review, rebalance, and make rational decisions without letting emotions take over.

What to ask when buying an investment product

Never let enthusiasm replace due diligence. Use this essential checklist—covering fees, risks, liquidity, and adviser credentials—before putting your money into any investment product.

Before you follow “finfluencers”: How to spot red flags in financial content online

Before considering money tips on social media, know the risks. Learn how to spot red flags and evaluate finfluencer content to make informed financial decisions.

Using AI for investing: What you need to know before you start

AI can be a useful research tool for investors, but it may not always get things right. Understand what AI can and can't do, and how to use it safely when making financial decisions.

Crowdfunding: What you need to know before investing

How do platforms for crowdfunding in Singapore work? What are the investor rights, default risks, regulatory oversight by MAS, and due diligence tips?

Dealing with unregulated persons

Unregulated financial operators have no accountability—and victims rarely recover their money. Learn to verify MAS licensing before trusting anyone with your investments in Singapore.

Guide to ETFs: How synthetic ETFs work

Synthetic ETFs deliver index returns through derivatives, not actual holdings—and that creates risks. Understand counterparty risk and collateral arrangements before investing.

Guide to shares: Dual-class shares

Understand dual class share structures and what the governance risks mean before investing.

Guide to shares: How to invest

From CDP account to first trade—here’s the complete practical guide to buying and selling shares in Singapore, including order types, transaction costs, and what to watch out for.

Understanding contracts for difference

CFDs can multiply your gains—and wipe out far more than you invested. Understand leverage, margin calls, and overnight costs before trading these high-risk derivatives in Singapore.

Understanding daily leverage certificates

DLCs can lose value even when the market moves your way. Understand how daily compounding erodes returns over time—and why DLCs are unsuitable for most investors.

Understanding real estate investment trusts (REITS)

Earn rental income without owning property. Discover how SGX-listed REITs work, the leverage limits that protect investors, and the key risks every Singapore REIT investor must know.

Understanding specified investment products

Some investment products in Singapore are too complex for unprepared investors. Find out why MAS requires a Customer Knowledge Assessment before you can buy SIPs like CFDs.

Understanding structured deposits

Structured deposits combine deposits with market-linked returns. Understand exactly how structured deposits work, what triggers returns, and where deposit insurance coverage ends.

Understanding structured notes

Structured notes promise attractive returns—but your principal isn’t always safe. Understand return conditions, issuer credit risk, and how to genuinely assess suitability before investing.

Understanding unit trusts

Unit trusts let you invest in hundreds of assets at once—but fees can quietly eat away at returns. Understand NAV pricing, fund costs, and risks before investing in Singapore.

Unit trusts: Guide to pricing and fees

Choosing the wrong unit trust is an expensive mistake. This comprehensive guide helps Singaporeans compare funds, understand costs, and build a diversified portfolio that makes sense.

Unit trusts: Making sense of fund documents and reports

Fund documents are daunting—but they contain everything you need to know. Learn to read prospectuses, product highlights sheets, and fund reports before investing in Singapore.