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Mortgage Calculator Use this calculator to estimate the monthly repayments for your dream home.
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Take note that annual interest rates could vary, and that you might incur a percentage of prepayment penalty for paying off earlier.

However, it is cost-effective for you to do so as you will still enjoy interest savings after offsetting the prepayment penalty amount.

Mortgage payment breakdown
Your monthly payment


Total interest paid


Total amount you pay in payments



Making a lump sum repayment to your existing home loan can help you save on interest paid (in the long run)! Be sure to check with your lender if there are any prepayment penalties first.

You can also save on interest paid on your loan if you opt for a shorter loan period (provided you can afford the slightly higher monthly payments).

Last updated on 29 May 2023

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