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MoneySense

Buy now, pay later

Managing your finances well begins with knowing how to prioritise your needs over wants.

Last updated 2 July 2026

Needs versus wants

Needs are the essentials of life. Wants are the things you desire. Take a look at this brief guide on how to prioritise your needs over wants for your future.

The real cost of instalment payment plans

“Interest-free” doesn’t mean free. Uncover the hidden fees, default risks, and true cost of BNPL instalment plans that Singapore consumers often overlook.