This section contains financial news previously posted on our "Latest News" page. Read and learn more on what you may have missed out on.

10 Jun 2010 - Land Banking - Look Before You Leap
Received an offer to invest in undeveloped land in a foreign country, with the potential to double, treble or multiply your money in a few years? Attractive as this may sound, consider carefully before you part with your money.This article here explains what land banking is, highlights the key risks and key questions you should consider before deciding whether to place your money in a land banking proposition.

5 Apr 2010 - Making Sense of Health Insurance - Part One

There are many different types of health insurance policies and it can be challenging to know which is right for you. In the first of a two-part article, MoneySENSE and the Life Insurance Association, Singapore (LIA) will provide an introduction to Health Insurance; explain the differences among the various types of policies; key things to consider before deciding whether to take up a particular policy; and where to go for more information. Click here to read more.

5 Apr 2010 - Making Sense Of Health Insurance - Part 2 

In last article article on Health Insurance, we covered why you need health insurance, how you can tap on your CPF Medisave account to purchase Medishield or Integrated Shield plans, the different types of health insurance products available and what to look out for when purchasing such products. This month, we will look at some of the issues commonly encountered by consumers with health insurance products and how we can avoid them. Click here to read more.

23 Mar 2010 - Planning a Wedding - Money Matters to Consider

Many couples argue over money so speaking openly and honestly about your finances from the start helps to ensure a smooth ride through the wedding planning process. It also helps set the tone for how you deal with your finances throughout you married life. Click here to read more.

23 Mar 2010 - Money Matter, Baby Matters

When planning to start a family, it is important to consider how much the time and attention you are prepared to give them. All the money in the world will mean nothing to them if you cannot set aside time to bond with them, no matter how old they are. It is also important to think about personal finances as having children would mean that your expenses would increase. Read our article here for information on money matters to consider when you are preparing to start a family.

23 Mar 2010 - Making Sense of Financial Needs Analysis (FNA)

Many of us would have met with Financial Adviser (FA) representatives – e.g. bank relationship managers, insurance agents or financial planners - who have offered to help us identify how we can reach our financial goals. If you take them up on this offer, one of the first things they will typically do is ask you questions about your personal financial situation and financial objectives. You may have heard your FA representative refer to this as the Financial Needs Analysis (FNA) process, and may be wondering what this is all about. This article provides answers to some common queries about the FNA, and also highlights key things to consider when dealing with your adviser. Click here to read more.

11 Mar 2010 - Inclusion of Financial Products and Services in the Consumer Protection (Fair Trading) Act: How Will This Affect You?    

This guide explains how the inclusion of financial products and services in the Consumer Protection (Fair Trading) Act affect consumers. It also highlights what you can do to seek recourse if you have grounds to believe that a financial institution or its representative has not acted fairly in its dealings with you. Download the guide (English (5.06MB), Chinese (1.02MB)) in pdf. 

8 Mar 2010 - A Guide to Real Estate Investment Trusts (REITs)

This guide aims to help you understand what REITs are and what you should consider before investing in them. It highlights the benefits and risks of investing in REITs, what you should look out for in the prospectus and other important information. Click here to read more.

12 Feb 2010 - Making Sense of Traded Life Policies and Traded Endowment Policies   
 
A Traded Life Policy (TLP)  is a life policy that has been sold by the original policy owner to an investor other than the insurer itself. A traded endowment policy (“TEP”) is an endowment policy that has been sold by the original policy owner to an investor other than the insurer itself. Read our article here to find out how TLPs and TEPs are brought to market, what your obligations are when purchasing them and key risks to consider.
  
11 Feb 2010 - New Consumer Guide "Making SENSE of Structured Notes"   
 
Structured notes have features which are quite different from those of traditional retail products like fixed deposits.  This guide highlights key features, risks and important questions to ask before buying a structured note. Click here to read more. 

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