Getting Started – My Family Budget Template

MONTHLY INCOME

Average monthly take home pay (includes dividends,
interest, rental income, and cash profit from selling shares)

MONTHLY EXPENSES USING CASH (Priorities: 1- needs 2 - wants)

	Actual expenses ($)	Target expenses ($)	Priorities
Fixed Expenses
Savings
Montage repayment (cash) / Rental payment
Conservancy and property taxes
Insurance
Income tax
Children's education
Allowances for parents and children
Maid
Transport
Car loan repayments
Motor insurance and road tax
Car park fees
Petrol and maintenance expenses
Public transport
Utilities and household maintenance
Utilities bills
Home telephone
Mobile Phone
Cable TV & Internet
Food and necessities
Groceries
Eating out
Clothings and personal maintenance
Health and medical
Miscellaneous
Tour and family outings
Entertainment
Hobbies and sports
Others
TOTAL

Net Cash Flow = Total Income - Total Expenses

Click here to print your results

Cash Flow Comic

Make copies of the budget template to keep track of your monthly expenses. Record your actual expenses and compare them with your targeted expenses. Check if you have achieved your targeted expenses at the end of each month.

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Last modified on 3/5/2007

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