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I have set up a monthly budget.
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I have an emergency fund consisting of 6 months of my monthly salary.
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I have identified my financial goals and objectives.
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I know what my net worth (assets minus liabilities) is.
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I have a proper plan to reach my financial goals and objectives.
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My family and I are adequately covered against risks such as illness, accidents and loss of income.
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I know how much CPF savings I will have when I retire.
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I know how much i need for my retirement and have started building up a retirement fund.
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I have started putting aside some money in investments to grow my wealth.
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I review my financial plan regularly.
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