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(II) NEWS ARCHIVE - SHORT ARTICLES (2005)

This section contains financial news previously posted on our "Latest News" page. Read and learn more on what you may have missed out on.

11 December 2005 - Making Sense of Your Finances - Structured Deposit Term Sheet

A structured deposit (SD) is essentially a combination of a deposit and an investment product, where the return is dependent on the performance of some underlying financial instrument.  MoneySENSE shows you what is contained in term sheets for two different types of SDs. 

Making Sense of Your Finances - Structured Deposit Term Sheet (Interest-Linked) (PDF, 18.0KB)

Making Sense of Your Finances - Structured Deposit Term Sheet (Equity-Linked) (PDF, 18.6KB)

 

27 November 2005 - Making Sense of Your Finances - Bank Account Statement (PDF, 49.2KB)

A bank account allows you to make payments and financial transactions without the hassle of handling cash. Your bank will send you a consolidated statement of account showing your transactions every month. You should take time to verify the correctness of all details contained in each statement of account. MoneySENSE brings you through information in a bank account statement.

 

13 November 2005 - Making Sense of Your Finances - Unit Trusts Data (PDF, 142KB)

Unit trust prices and performance tables are published regularly in various media. MoneySENSE brings you through a sample of published information and explains some of the technical terms. 

 

30 October 2005 - Making Sense of Your Finances - Credit Card Statements (PDF, 264KB)

Credit cards provide convenience and are useful for emergency. Do take time to read your credit card statement and pay your credit card bill in full every month in order not to incur interest charges. MoneySENSE brings you through the information in your statement you need to be aware of. 

 

16 October 2005 - Making Sense of Your Finances - Cheque (PDF, 73.6KB)

Many of us have a current account which allows us the convenience of writing cheques to pay bills. But how much do you know about writing cheques? MoneySENSE highlights some of the features which you need to be aware of.

 

2 October 2005 - Making Sense of Your Finances - Benefit Illustration of Regular Premium Investment Linked Policy (PDF, 36.5KB)

What do you need to know before purchasing a regular premium investment linked policy?  MoneySENSE shows an illustration explaining key terms in the Benefit Illustration for a Regular Premium Investment Linked Policy.

 

October 2005 - MoneySENSE Matters - It pays to know (JPG, 1.90MB)

MoneySENSE Matters is a quarterly series of newsletters published in the local newspapers.  This first issue brings you tips that you can use to manage your money better.

 

18 September 2005 - Making Sense of Your Finances - Bonus Statement for your with-profits life insurance polices (PDF, 14.6KB)

If you own a participating life insurance policy, you would have received bonus statements from your insurer.  MoneySENSE shows an illustration explaining key terms in such bonus statements.

 

4 September 2005 - Making sense of Benefit Illustration when you are buying a life insurance product

Do you know that all benefits, costs and charges associated with the life insurance product you are buying are disclosed in the Benefit Illustration? Have you encountered difficulty reading the Benefit Illustration? MoneySENSE shows you what is contained in a Benefit Illustration for a 15-year regular premium participating endowment policy.   

Making Sense of Your Finances - Benefit Illustration (Regular Premium Endowment) (PDF, 27.9KB)

 

21 August 2005 - Straits Times, Lianhe Zaobao and Berita Harian publish MoneySENSE illustrations which help consumers make sense of common financial documents

MoneySENSE has been contributing educational articles to the Sunday papers of the Straits Times, Lianhe Zaobao and Berita Harian on a fortnightly basis. It has revamped its fortnightly columns to feature illustrations of some of the financial statements/documents that consumers commonly encounter.  The first two illustrations feature CPF statement. Look out for the next instalment on Benefit Illustration for your life insurance policy.  

Making Sense of Your Finances - CPF Statement Part 1 of 2 (PDF, 90.0KB)

Making Sense of Your Finances - CPF Statement Part 2 of 2 (PDF, 98.4KB)

 

26 June 2005 - "Making Sense of GIRO" Part 2

In this second of the two-part series on Making Sense of GIRO, we talk about the use of GIRO accounts and how you can terminate your GIRO facility. This article is adapted from the "Making Sense of GIRO" FAQ jointly produced by The Association of Banks in Singapore (www.abs.org.sg), the Consumers Association of Singapore (www.case.org.sg) and the Monetary Authority of Singapore. The full version of the FAQ can be accessed at the respective websites.

 

26 June 2005 - "Making Sense of GIRO" Part 1

You may be using GIRO to pay for your bills, but do you really understand how GIRO works? In the first of a two-part series, we explain how you can apply for GIRO and what you should take note of with regards to GIRO deductions. This article is adapted from the "Making Sense of GIRO" FAQ jointly produced by The Association of Banks in Singapore (www.abs.org.sg), the Consumers Association of Singapore (www.case.org.sg) and the Monetary Authority of Singapore. The full version of the FAQ can be accessed at the respective websites.

 

24 April 2005 - Introduction to Personal Investing Part 3 - "The Basics of Risks and Returns"

Do you know what are the risks and return involved in your investments? Our final part of the 3-part series seeks to explain the concepts of risk and return and how you can use these tips to assist you in managing the risk and return of your investments. Click here to find out more.

 

10 April 2005 - Introduction to Personal Investing Part 2 - "Invest According to Your Time Horizon"

Do you know the importance of time horizon in investment? In this second part of our 3-part series on investing, we explain the importance of time horizon in investment and some common mistakes that investors should avoid. For more information, please click here.

 

27 March 2005 - Introduction to Personal Investing Part 1 - "How to Avoid Picking the Wrong Investments"

In this first part of our 3-part series on investing, we introduce you to the common mistakes made by retail investors, and provide you with tips on understanding your investment objectives. For more details, please click here.

 

2 February 2005 - "Making Sense of Motor Insurance"

Do you know what to look out for when buying a motor insurance policy and how to avoid problems when making a claim? Read about the problems commonly encountered by consumers and find out what you should look out for when buying motor insurance policies.



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Last modified on 15/12/2010  
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